- Generation Three
- Alia Al-Senussi
- Benoît Belhomme
- David Howe
- Elizabeth Spiess
- Gabriela Reed
- Jack Collier
- JULIEN DIF
- Lalita Lalvani
- Lisa Balcombe
- Mike Betesh
- Philip Meir
- Raphael Wyss
- Susan Dark
- Tim O'Brien
- Advisory Committee
- Barry Munitz
- James Penturn
- Kenny Schachter
- Zoe Windsor
- Generation Three
- Alia Al-Senussi
- Benoît Belhomme
- David Howe
- Elizabeth Spiess
- Gabriela Reed
- Jack Collier
Alia serves on the Board of Patrons of Art Dubai, the Middle East & North Africa Acquisitions Committee of the Tate Gallery, and the Executive Patrons Committee of the Tate Gallery. She also serves on the Future Contemporaries Committee of the Serpentine Gallery and is co-chair of the Parasol Future Unit. She was previously a director of the Albion Gallery.
She is also the Art Basel Representative for the UK and for the Middle East and North Africa.
She has extensive marketing experience in the Middle East, and has been featured in the media for promoting awareness of, and interest in contemporary art to the region's women.
Alia holds a BA Magna Cum Laude in International Relations (honours) and an MA in Political Science, both from Brown University, and an MSc in Law, Anthropology and Society from the London School of Economics.
Benoît Belhomme is General Counsel and a business advisor at Generation Three. He specialises in restructuring, corporate and international law and tax planning.
During his 33 years at leading international law firm Clifford Chance, and then as General Counsel at BAT, Benoit has acquired significant multinational strategic corporate experience. He has expertise in managing difficult and complex business and personal cross border issues.
Benoît holds a masters in political science and international business law from the University of Paris - Sorbonne. He is a co-founder and board member of a bilingual School in London. He is a keen tennis player and Chairman of his local tennis club.
David graduated from the University of Exeter in 2017 achieving a BSc in Mathematics with Economics.
David previously worked as the Financial Administrator at Epi-Cure Consulting, a specialist drug development and regulatory organization where he provided administrative support to the CEO. David has experience of underwriting having worked at one of the leading insurers for super yachts. More recently, he was an intern at Polar Capital where he provided analysis of potential stock portfolios to the senior management team.
At Generation Three London, David is a Senior Associate providing support to the Managing Principal & Client Relationship Managers, and assisting the philanthropy and financial teams.
Senior Trust & Company Administrator
Elizabeth is a Senior Trust and Company Administrator who has many years' experience working for Private Family Offices looking after UHNWI, their families and structures. She has also previously worked for renowned Swiss law firms where she gained specialist knowledge of the legal aspects of Family Office services.
Elizabeth speaks fluent English, German, Afrikaans and French. She is a qualified Trust and Estate Practitioner, TEP (Dipl ITM), and also holds a PPgD in Private Wealth Advising, a BSc in Management specialising in Trust & Estates and a STEP Advanced Certificate in Trust Disputes. She is currently in the process of completing her MSc Law and Private Wealth Advice at The University of Law, London. She also participates in various regulatory programs relating to international and national regulatory law.
At Generation Three, Elizabeth is responsible for Trust and Company Administration.
Finance and Administration
Gabriela graduated with a First in Sociology from the University of Cluj-Napoca, in Romania. Following her graduation, she established her own business showcasing young emerging artists.
She subsequently moved to London in 2010 where she worked as a volunteer events organiser for the Committee of 100 Women in Finance. She was responsible for the Senior Practitioners peer advisory and philanthropy events.
For the past seven years, Gabriela has been working in accounting and finance specialising in asset management. At Generation Three London, Gabriela is responsible for internal and client finance and bookkeeping.
Jack graduated from Coventry University in 2020 achieving a BA in International Finance & Accounting.
He worked previously as an Analyst at Aurora SDE Management Consultancy alongside the three managing partners. He provided in-depth analysis of product lines whilst also producing pitch decks and business plans for SMEs in order to define their business strategy.
Jack has also worked as a Data Analyst at IHS Markit where he assisted the Evaluated Bond and Loan Pricing team and provided support to the Software Development team.
At Generation Three London, Jack works in the Financial Team as a Finance and Administrative Associate, and also provides support to the Managing Principal and Client Relationship Managers.
As Legal Adviser at Generation Three, Julien Dif provides and coordinates advice on all legal and regulatory aspects of our activities, with specialist knowledge of tax law. For more than 20 years, he has been a practising lawyer in the field of collective investment schemes in Switzerland, Luxembourg and the United Arab Emirates. His work covers all aspects of fund setup and distribution, thereby ensuring compliance with the requirements of legislators and regulatory agencies. In addition, Julien regularly advises on estate planning, trusts and foundations. He also acts for large banking institutions and trust companies on a variety of tax law issues.
Admitted to the bar in Geneva and Luxembourg, Julien holds degrees in International Law (LL.M., University of Nice), English Law (LL.B., King’s College, London), and French Law (Sorbonne University, Paris). Registered as a Legal Consultant in Dubai, he also earned the Swiss Advanced Certificate in Trust Management (Geneva) and a Postgraduate Degree in International Finance (Paris). He is a member of the Society of Trust and Estate Practitioners (STEP).
Julien is fluent in English, French, and German.
Special Projects and Finance
Lalita is the Chief Financial Officer and a client business advisor at Generation Three. Along with her responsibilities for overseeing finance for the Generation Three Group, Lalita advises clients on restructuring, expansion and change management. Prior to joining Generation Three, Lalita was the Finance Director at Antfactory Group, a global investor in early stage technology based companies, where she was primarily responsible for putting in place the financial, risk management, control and administrative processes, policies and procedures for the group.
She was an Investment Executive with 3i Plc, and subsequently a Senior Manager at Ernst & Young Management Consultancy Services in the financial services sector. Lalita has worked both in the UK and emerging markets, in project management and change management. She is also a former Chief Operating Officer with significant experience in private equity, as well advisory experience with large and mid-size corporations, as well as private clients. Lalita is a graduate of the London School of Economics.
Lisa has more than 20 years’ experience in the Services industry. She acquired her global network of resources during her time at Warner Bros Films as a member of their international Advertising and Publicity team. She was responsible for coordinating all marketing and publicity campaigns and organizing film premiers in the major European territories.
Lisa subsequently joined an established family Insurance Claims Consultancy as Claims Manager, handling insurance matters and dealing with claims for overseas clients. Most recently, Lisa set up a single family office with specific responsibility for managing a family’s extensive UK residential property portfolio.
At Generation Three, Lisa is responsible for managing Client Services. She presides over: Lifestyle Services, Administration, Insurance, Risk and Property Management, Immigration and Human Resources.
Mike Betesh is the founder of Generation Three and has comprehensive experience in the financial services industry. After several years at Merrill Lynch in New York, where he worked with UHNWIs in the US and Europe, he moved to the UK to help establish the wealth management business at Ansbacher, managed business development for Dryden Financial across Europe and Asia, and worked with EFG International on developing their UHNW business and marketing proposition.
Mike has extensive experience within business and asset advisory, fiduciary services and family governance. He advises Generation Three clients on how to establish long-lasting governance and succession plans and acts as the generalist risk manager for clients of the group. His knowledge and expertise spans asset protection, charitable foundation management, institutional growth and diversification strategies, transaction structuring, family succession planning and business development advice. Mr Betesh holds a BA in Business and Economics from NSU and has a keen interest in modern and contemporary art. Mike promotes charitable initiatives by advising on expansion and fundraising strategies and acting as a board member for charities and foundations.
Philip has more than 27 years’ experience in trading in derivatives, foreign exchange, and bond markets. Upon graduating from Tufts University with a B.A./M.A. in Economics and an MBA from M.I.T. in 1984, Philip joined Bankers Trust in New York and was later transferred to Tokyo to trade Japanese government bonds. In 1988, he joined AIG, where he was a swaps trader managing the yen, Australian, Canadian, U.S. dollar and European interest rate swap books in Tokyo, New York and Paris.
Moving to London in 1994, Philip traded cash-bond credit portfolios and was involved in tax-efficient hedging strategies for high-net-worth individuals with concentrated equity positions.
Since 2011, Philip provides consulting and capital raising services for real estate developers, start-up companies, diverse hedge funds, and private equity sponsors.
Raphael is the Manager of Fiduciary Services and Finance for clients, private companies and institutions of Generation Three. Raphael is a Swiss Certified Accountant and specialises in international business consultancy, with an extensive experience in the financial and commodity industries. He began his career at the European head office of the largest Japanese producer of consumer goods and subsequently joined an international fiduciary company in Switzerland as an account manager.
Raphael later joined one of the world’s leading commodity trading companies, based in Zug, and managed administration for the family office of one of the Principals. He played an important role in the re-establishment of a global commodity trading group and was involved in the restructuring and re-organisation of numerous businesses.
In 2009, together with Tino Parente, Raphael set up a company to provide fiduciary and accounting services to companies, family offices and private individuals.
Business Advisory & Philanthropic Solutions
Susan is Head of Business Advisory Services and Philanthropic Solutions for Generation Three. She provides services for private clients and families which include strategic planning, risk management, evaluation of new business opportunities, the enhancement of family business operational performance and the implementation of strong governance solutions. Susan develops philanthropic giving plans and is actively involved in the structuring of Family Councils, Foundations and providing ongoing oversight.
Susan has in-depth experience in running and advising businesses. She has senior commercial, operational and change management experience following roles as a Partner at Ashberg Ltd, General Manager at Capio UK, Managing Director at Nikko Healthcare Ltd, Director of European Strategic Development at Cable & Wireless plc, Senior Vice President at Technology Solutions Company, European Chief Marketing Officer and UK Managing Director at a division of Mannesmann AG and Vice Chair of SW London and St Georges Mental Health NHS Trust.
Susan has experience serving on charitable boards and has served as a Trustee on the Boards of Trinity Hospice, the Campaign for Learning and as Chair of Teens and Toddlers and Chair of the Charitable Committee of SW London and St Georges Mental Health NHS Trust. She continues to be an Ambassador for charities and provides pro bono strategic and fundraising support. She has a special interest in Human Rights and gender equality. Susan sits on the Boards of Clients Foundations and Family Councils in the UK, Switzerland, Germany and South Africa and is a member of the Alumni of the Windsor Leadership Trust, Global Telecoms Women’s Network and is a Fellow of the RSA. Susan holds a BA, an MSc and an MBA.
Client Relationship Manager
Tim has a wealth of experience in the management of a family office having been COO for a single family office, where he was responsible for corporate restructuring, supporting the investment management team, recruiting staff and creating the foundations for ongoing smooth function of the family office.
His expertise in Risk Management was acquired during his time at Save The Children where he was Head of Fraud Management.
For many years he was involved in delivering security programmes for the US government in post-conflict zones.
Earlier in his career Tim was in Investment Banking in M&A and in Debt & Equity Fundraising at UBS based in London and San Francisco.
Tim has a degree in Law and Economics from Durham University and a PG Certificate in Fraud Management.
At Generation Three, Tim is a member of the Client Relationship Management team.
Chair of the Advisory Board
Barry Munitz is Chancellor Emeritus of the California State University System, Vice Chair of the Broad Family Education Foundation (TBC), Senior Advisor to the Milken Institute, and President of the Cotsen Foundations for the Art of Teaching and for Academic Research. The late Lloyd Cotsen built and sold Neutrogena – he was also a major arts collector, and Munitz supervised the gift of his ancient Chinese bronze mirrors to the museum in Shanghai. Munitz served as President and CEO of the J. Paul Getty Trust, overseeing the two museums, the Foundation, the Research and the Conservation Institutes, and managing the multi-billion dollar endowment portfolio.
At California State University he led the expansion from 18 to 23 campuses, with student enrolment now reaching over one and a half million, with more than 50,000 employees. As a corporate executive for a decade, he was President of Federated Development, and vice chairman of the publicly held Maxxam Corporation, a natural resources, finance, and real estate holding organisation; currently a co-founder and vice chairman of Rocky Mountain Resources, a materials infrastructure and transportation company.
He was the original (and the only) chair of California’s P-16 Council, a group of education, business, and community leaders charged with developing strategies to improve education from preschool through post-graduate, while also chairing the California Education Round-table. He was a Trustee of the Courtauld Institute in London, a founding board member of Sherry Lansing’s EnCorps board, was a 20 year director at Navient (formerly Sallie Mae), and is newly elected to the Foundation Board of the San Diego Zoo Global. He serves on the Advisory Council for Leeds Equity, on the executive committee of WorkingNation, was a public director of the Sun America Corporation, Kaufman & Broad, and LeapFrog Incorporated, and chaired the board of trustees at Sierra Nevada College and the American Council of Education.
Munitz is a member of the American Academy of Arts and Sciences, and held the White House seat on the Congressional Higher Education Cost Commission. He was Chancellor of the University of Houston and academic vice president of the University of Illinois system. He was chairman of the Woodrow Wilson Presidents Advisory Council, and he received a Ph.D. in comparative literature from Princeton University, after a Baccalaureate degree at Brooklyn College, and holds honorary degrees from Whittier College, Claremont Graduate University, the California State University, the University of Southern California, Notre Dame, Pepperdine, and the University of Edinburgh.
Advisory Board Member
James Penturn has over 35 years’ experience in merchant banking, real property and strategic advisory services as both a principal and agent. Upon graduation from University of Toronto, Mr Penturn joined a third generation family business in Canada, later becoming its managing partner. In 2009 he emigrated to London and founded a UK-based strategic advisory firm. Mr Penturn joined Mike Betesh in 2010 to help establish Generation Three Family Partners.
In 2014 Mr Penturn helped launch SpectraLegal Finance Limited a leading specialty lender to the UK legal community. Mr Penturn has extensive experience in management, structuring, marketing, sales, syndication of investments, debt instruments and financial structures. Other areas of expertise include real estate, information technology, natural resources and alternative investments. Mr Penturn has advised on the raising of over USD 1B for clients. He has extensive public and private board of directors and advisory committee experience, including active roles in strategy, corporate governance, compensation and audit committees.
Kenny Schachter has curated contemporary art exhibitions for over 20 years and taught graduate-level art history at NYU's New School for Social Research. He has lectured internationally, been the recipient of a Rockefeller grant, contributed to art books published by Springer and MIT Press, and secured permission to erect Zaha Hadid's first building in the UK on London's Hoxton Square. He deals in impressionist, modern and contemporary art and design, and has exhibited his own artworks internationally, including one-person shows at Sandra Gering Gallery in NY and International 3 in Manchester.
Family Coach Governance
Zoë Windsor has an extensive history working in the field of coaching, partnering with entrepreneurs, senior leaders and teams operating in high-pressure environments. As an executive coach she has worked globally across a variety of industries at organizations such as Barclays Capital, Cantor Fitzgerald, Carphone Warehouse, Centrica, Diageo, FremantleMedia, Freshfields, Gazprom M&T, IBM, ITV PLC, Jimmy Choo, Microsoft, Novartis, Prudential, Ramboll, Sony, Sky and UBS.
With Generation Three, Zoe assists individuals and families in realizing their potential and being the best versions of themselves. She creates an environment where they can have challenging conversations and open communications, to establish strong governance across their personal and business lives. Zoë holds a BA in Modern Languages from the University of Westminster, London.