Your People

Alia Al-Senussi

Art Advisory

Asaf Almagor

Senior Associate

Asaf trained as a commercial lawyer and holds an MBA in international taxation and finance. He gained further post graduate professional accreditation from the College of Management Academic Studies, Rishon LeZion.

In recent years Asaf’s main focus has been in wealth preservation for UHNWIs.

Asaf brings his 17 years of knowledge and expertise in Business and Finance to Generation Three where he provides legal and corporate support to the Managing Principal and Client Relationship Managers.

Benoît Belhomme

General Counsel

Benoît Belhomme is General Counsel and a business advisor at Generation Three.  He specialises in restructuring, corporate and international law and tax planning.

During his 33 years at leading international law firm Clifford Chance, and then as General Counsel at BAT, Benoit has acquired significant multinational strategic corporate experience. He has expertise in managing difficult and complex business and personal cross border issues. 

Benoît holds a masters in political science and international business law from the University of Paris - Sorbonne. He is a co-founder and board member of a bilingual School in London. He is a keen tennis player and Chairman of his local tennis club.  

David Howe

Senior Associate

David graduated from the University of Exeter in 2017 achieving a BSc in Mathematics with Economics.

David previously worked as the Financial Administrator at Epi-Cure Consulting, a specialist drug development and regulatory organization where he provided administrative support to the CEO. David has experience of underwriting having worked at one of the leading insurers for super yachts. More recently, he was an intern at Polar Capital where he provided analysis of potential stock portfolios to the senior management team.

At Generation Three London, David is a Senior Associate providing support to the Managing Principal & Client Relationship Managers, and assisting the philanthropy and financial teams.    

Lalita Lalvani

Special Projects and Finance

Lalita is a client business advisor and senior financial consultant at Generation Three. Along with her responsibilities for overseeing finance for the Generation Three Group, Lalita advises clients on restructuring, expansion and change management. Prior to joining Generation Three, Lalita was the Finance Director at Antfactory Group, a global investor in early stage technology based companies, where she was primarily responsible for putting in place the financial, risk management, control and administrative processes, policies and procedures for the group.

She was an Investment Executive with 3i Plc, and subsequently a Senior Manager at Ernst & Young Management Consultancy Services in the financial services sector. Lalita has worked both in the UK and emerging markets, in project management and change management. She is also a former Chief Operating Officer with significant experience in private equity, as well advisory experience with large and mid-size corporations, as well as private clients. Lalita is a graduate of the London School of Economics.

Lisa Balcombe

Client Services

Lisa has more than 20 years’ experience in the Services industry. She acquired her global network of resources during her time at Warner Bros Films as a member of their international Advertising and Publicity team. She was responsible for coordinating all marketing and publicity campaigns and organizing film premiers in the major European territories.

Lisa subsequently joined an established family Insurance Claims Consultancy as Claims Manager, handling insurance matters and dealing with claims for overseas clients. Most recently, Lisa set up a single family office with specific responsibility for managing a family’s extensive UK residential property portfolio.

At Generation Three, Lisa is responsible for managing Client Services. She presides over: Lifestyle Services, Administration, Insurance, Risk and Property Management, Immigration and Human Resources.

Mike Betesh

Managing Principal

Mike Betesh is the founder of Generation Three and has comprehensive experience in the financial services industry. After several years at Merrill Lynch in New York, where he worked with UHNWIs in the US and Europe, he moved to the UK to help establish the wealth management business at Ansbacher, managed business development for Dryden Financial across Europe and Asia, and worked with EFG International on developing their UHNW business and marketing proposition. 

Mike has extensive experience within business and asset advisory, fiduciary services and family governance. He advises Generation Three clients on how to establish long-lasting governance and succession plans and acts as the generalist risk manager for clients of the group. His knowledge and expertise spans asset protection, charitable foundation management, institutional growth and diversification strategies, transaction structuring, family succession planning and business development advice. Mr Betesh holds a BA in Business and Economics from NSU and has a keen interest in modern and contemporary art. Mike promotes charitable initiatives by advising on expansion and fundraising strategies and acting as a board member for charities and foundations.  

Robert P. Bucher

Senior Manager

Robert P. Bucher has more than 25 years of experience building up and managing financial institutions and advising clients. He graduated with a Master Degree (“magna cum laude”) in Law from the University of Zurich and is a qualified Swiss Attorney. He is also a graduate of the University of Pennsylvania Law School (LL.M.) and studied international banking and risk management at the Wharton Business School in Philadelphia.

He has worked at a number of Tier 1 banks, building a corporate risk policy framework for one bank and holding the role of General Counsel (Head Legal & Compliance), Branch Manager and member of the Executive Committee for another. He also held Board and Senior Management positions at one of the largest regulated Multi-Family Offices and a Single-Family Office of a large multinational industrial family.

Robert has extensive experience in advising private clients, acting as director, managing and governing legal entities and planning and establishing Single Family Offices. He currently also acts as Chairman of a Family Office in Zug and is the President of the Board of a Charitable Foundation. In addition, Robert is a founding member of the Swiss Association of Compliance Officers and a board member of a FINMA regulated asset manager of collective investments with a presence in Zurich and Luxembourg.

At Generation Three, Robert is a Senior Manager and responsible for Trust and Company Administration.

Simon Roots

Financial Controller

Simon studied Chemistry at Exeter University before embarking on a career in chartered accountancy.  Subsequent studies have been undertaken in the fields of tax, financial planning & life insurance.

Simon broke away and started up a small firm of chartered accountants with a previous colleague. Subsequently, he became the group financial controller and ultimately group finance director with a group of companies in the property investment financial services and printing industries. A period of self-employment as a financial controller followed in the Manufacturing, Financial Services, IT and Hotel industries.

Simon has travelled extensively and has a particular attachment to South East Asia. Outside of working hours, he has a passionate interest in most sports, especially cricket and hockey, but also football and tennis. 

At Generation Three, Simon is a Financial Controller, managing both internal finances of the Group, as well as client’s bookkeeping and accounting.

Valentine Snell

Executive Assistant to the Managing Principal

Valentine has a wealth of experience in providing high-level administrative support to CEO's and industry leaders in the fields of financial services, private equity, PR and advertising. Valentine has held Senior Executive Assistant roles at Lehman Brothers, GLG, UBS and more recently at Brunswick Group.

Valentine has a BA in English and Art History from Macalester College, Minnesota, USA. She also has a full Diploma and an Advance Certificate in Wine from the world-renowned Leith's School of Food and Wine and has benefited from an international background having lived in the US, France and the UK. Valentine enjoys theatre, art and travel and is a keen golfer.

At Generation Three, Valentine's primary role is Executive Assistant to the CEO. She has additional responsibility for managing logistical and organisational projects and is also supporting the Executive Committee and Board.

Vincent Bührer

Business Development

Vincent's early career was in asset management at EFG London. He has spent the last 12 years as a business leader and entrepreneur, specifically in the construction, agriculture and e-commerce sectors. During this time his core focus was building teams and operational structures, fund raising and business expansion. He has in-depth knowledge of innovation and brand building, and has worked in Europe, the US, and South Africa. Vincent holds a BA in Business Management, and is fluent in English, French, Italian, Spanish, and German. He is a keen sportsman, enjoys time in the country, and considers himself a vinophile, holding a WEST Certificate level 3. 

At Generation Three, Vincent is a member of the Business Development Team. 

Zoe Windsor

Executive & Family Coach

Zoë Windsor has an extensive history working in the field of coaching, partnering with entrepreneurs, senior leaders and teams operating in high-pressure environments. As an executive coach she has worked globally across a variety of industries at organizations such as Barclays Capital, Cantor Fitzgerald, Carphone Warehouse, Centrica, Diageo, FremantleMedia, Freshfields, Gazprom M&T, IBM, ITV PLC, Jimmy Choo, Microsoft, Novartis, Prudential, Ramboll, Sony, Sky and UBS.

With Generation Three, Zoe assists individuals and families in realizing their potential and being the best versions of themselves. She creates an environment where they can have challenging conversations and open communications, to establish strong governance across their personal and business lives. Zoë holds a BA in Modern Languages from the University of Westminster, London.

David Crystal

David has been managing assets, trading, and sales for almost 40 years. In 1995, he established Investment and Portfolio Consultants (IPC) as a multi-family, multi discipline asset manager and investment advisor with a fixed income emphasis. In 2021, the business vision evolved to expand the business internationally with the creation of the Gryphon Multi Asset platform in the Bahamas.

Prior to IPC, David held various positions for many large international Investment Banks in London and Toronto, and worked in oil trading in China and Hong Kong.

Zev Crystal

Zev has been managing assets and trading for almost 40 years. In 1995, he established Investment and Portfolio Consultants (IPC) as a multi-family, multi discipline asset manager and investment advisor with a fixed income emphasis. In 2017, he moved to become resident in the Bahamas and in 2021, the vision evolved to expand the business internationally with the creation of the Gryphon Multi Asset platform in the Bahamas.

Prior to IPC, Zev held senior positions for many large international Investment Banks in London, New York and Toronto.

Barry Munitz

Chair of the Advisory Board

Barry Munitz is Chancellor Emeritus of the California State University System, Vice Chair of the Broad Family Education Foundation, Senior Advisor to the Milken Institute, and President of the Cotsen Foundations for the Art of Teaching and for Academic Research.  The late Lloyd Cotsen built and sold Neutrogena – he was also a major arts collector, and Munitz supervised the gift of his ancient Chinese bronze mirrors to the museum in Shanghai.  Munitz served as President and CEO of the J. Paul Getty Trust, overseeing the two museums, the Foundation, the Research and the Conservation Institutes, and managing the multi-billion dollar endowment portfolio. 

At California State University he led the expansion from 18 to 23 campuses, with student enrolment now reaching over one and a half million, with more than 50,000 employees.  As a corporate executive for a decade, he was President of Federated Development, and vice chairman of the publicly held Maxxam Corporation, a natural resources, finance, and real estate holding organisation; currently a co-founder and vice chairman of Rocky Mountain Resources, a materials infrastructure and transportation company.

He was the original (and the only) chair of California’s P-16 Council, a group of education, business, and community leaders charged with developing strategies to improve education from preschool through post-graduate, while also chairing the California Education Round-table. He was a Trustee of the Courtauld Institute in London, a founding board member of Sherry Lansing’s EnCorps board, was a 20 year director at Navient (formerly Sallie Mae), and is newly elected to the Foundation Board of the San Diego Zoo Global. He serves on the Advisory Council for Leeds Equity, on the executive committee of WorkingNation, was a public director of the Sun America Corporation, Kaufman & Broad, and LeapFrog Incorporated, and chaired the board of trustees at Sierra Nevada College and the American Council of Education. 

Munitz is a member of the American Academy of Arts and Sciences, and held the White House seat on the Congressional Higher Education Cost Commission.  He was Chancellor of the University of Houston and academic vice president of the University of Illinois system.  He was chairman of the Woodrow Wilson Presidents Advisory Council, and he received a Ph.D. in comparative literature from Princeton University, after a Baccalaureate degree at Brooklyn College, and holds honorary degrees from Whittier College, Claremont Graduate University, the California State University, the University of Southern California, Notre Dame, Pepperdine, and the University of Edinburgh.

James Penturn

Advisory Board Member

Kenny Schachter

Art Advisory